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Regretful

Phrase

How stupid/thoughtless of me

Self-critical apology

Phrase

If only it worked, but …

Wistful refusal

Phrase

Thanks for thinking of me, but I can’t.

Grateful decline

Phrase

Thanks for thinking of me. I really wish I could

Grateful decline

Phrase

I wish I could make it work

Sincere regret

Phrase

I’d love to – but can’t.

Enthusiastic decline

Phrase

I want to, but I’m unable to.

Expresses desire but inability.

Phrase

Apologies, but I can’t make it.

Polite cancellation/refusal.

Phrase

Sounds fun, but I’m not available.

Polite decline due to unavailability.

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