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Firm

Phrase

That’s not an option.

Unnegotiable no

Phrase

Not for me, thanks

Polite decline

Phrase

It is not a good idea for me

Assertive but polite refusal.

Phrase

I am not accepting anything else at this time

Formal refusal (often for offers/requests).

Phrase

I’d rather not, thanks.

Polite but firm refusal.

Phrase

Don’t apologize.

Stopping unnecessary guilt

Phrase

There is no need. It’s ok.

Final reassurance

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